About the Live Well Team
Health Insurance Help Without the Headache: What You Need to Know About Working With Our Agency
Hey there!
If you’ve landed on this page, chances are you’re either shopping for health insurance or trying to make sense of what you already have—and we know, it’s not always easy. Between confusing terms, plan options, and enrollment deadlines, the whole process can feel a bit overwhelming. That’s where we come in.
We’re a health insurance agency that’s all about making insurance make sense. And we thought it’d be helpful to answer some of the most common questions we get, especially around consultation fees, how we get paid, and what kind of support you can expect after you enroll.
Let’s break it all down.
“How much do you charge for an educational visit?”
Zero. Zilch. Nada.
That’s right—our visits are 100% free. Whether you're just browsing, need help comparing plans, or want someone to walk you through the enrollment process, we don’t charge a dime for our time or advice.
You can schedule a call or in-person meeting without worrying about getting a surprise bill later. We’re here to guide you through your options and make sure you understand everything before you make any decisions.
“So… if it’s free, how do you get paid?”
Great question—and totally fair to ask.
We’re compensated directly by the insurance companies when you enroll in a plan through us. That means you don’t pay us anything out of pocket, and it doesn’t affect your premium at all. Whether you sign up through us or go directly through the insurance company, your cost is the same.
What’s the benefit, then? When you work with us, you’re not just clicking boxes online—you’re getting a real person who actually understands the plans, knows what to look for, and wants to make sure you're covered properly. We advocate for you, not the insurance company.
“Do you only help during Open Enrollment?”
Nope! We’re here year-round.
While Open Enrollment (usually November through mid-January) is the busiest time of year for health insurance, your needs don’t stop there—and neither does our support.
Need help understanding your benefits?
Having trouble with a claim?
Lose your coverage and need to find a new plan mid-year?
We’re just a call, text, or email away. You don’t need to wait until next Open Enrollment to get our help—we’re here when life happens.
“What kind of services do you offer?”
Here’s a quick snapshot of how we help:
Free educational visits to review your current plan or explore new options
Personalized plan recommendations based on your health needs and budget
Help with enrollment in Marketplace (ACA), Medicare, or private plans
Year-round support for questions, changes, or issues with your coverage
Education and resources, so you actually understand your insurance
Whether you’re self-employed, between jobs, turning 65, or just want to make sure you’re getting the best value, we’ve got you covered (literally).
Bottom Line: You Don’t Have to Do It Alone
Health insurance is too important to leave to guesswork. We believe in clear advice, honest answers, and real people who care about helping you protect your health and your wallet.
So if you're wondering where to start—or just want to make sure you're on the right track—we're here for you. No pressure. No fees. Just help when you need it.
We believe in Living Well and Retiring Smart!
